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The medical exam can be completed at your home or any other convenient location of your choice and typically minutes to complete. Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. We are licensed to sell Insurance Products in the following states: How Much Do I Need? Term Life Insurance — Provides coverage for a fixed duration of time e. Newsletter — January The policy owner is responsible for paying premiums in order to maintain the policy in force.
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Securities and investment advisory services offered through Signator Investors, Inc. Additionally, your age and income have a direct bearing on your life insurance needs. Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. Whole Life Insurance — These policies guarantee coverage up to a certain age usually age 95 or and provide cash value, which means that they can be liquidated for cash in the event the insurance is no longer needed. Grand Valley Cadets Facebook. Choosing the right life insurance policy Two questions present difficulty for most life insurance buyers: Because each insurance company has a process they use to determine if, and at what health rating they are willing to offer coverage to an applicant. Some of our preferred partners are listed below. Newsletter — May Newsletter — September Enter your email address to subscribe to this news feed and receive notifications of new posts by email. If you would like for us to explore other carriers, please ask. Most life insurance companies require a medical exam as part of the life insurance application process. There are four parts to a life insurance contract: Newsletter — March The application is completed via a phone interview process that will be gathering any additional information needed. Theme Horse Powered by: Life insurance can be divided into three basic categories: